Key Coverage & Benefits

Excess Waiver with In-Car Camera footage with repair at Authorized Workshops
Your Choice of Workshop
Unique feature of ECICS
NCD Protector Recognition when you switch
Lifetime Repair Guarantee
Complimentary Personal Accident Cover
Unique feature of ECICS
Free NCD Protector for NCD 10% and above

Electric Vehicle Benefits

$100,000 Third Party Liability Coverage on Designated and Private Electric Charger
Legal liability arising out of the use of your private electric charger.
$10,000 Coverage for Private Electric Charger
Protect your private electric charger against fire, explosion, theft and natural disasters.
Add-on 24/7 Roadside Assistance Benefit
Towing to the nearest charging station if your vehicle runs out of battery anywhere in Singapore or Malaysia.

Types of Plans

Loss or damage to your vehicle from accidental causes
(Up to $3,000 market value at time of loss or damage)

Loss or Damage to Vehicle by Fire & Theft
(Up to $3,000 market value at time of loss or damage)

Liability to third party for damage to property
(Up to $5,000,000)

Liability to third party for death or bodily injury (Unlimited)

Personal accident benefits for insured/named driver
(Up to $50,000)

Unlimited windscreen / sunroof / moonroof cover

Build Family-NCD discounts for your Named Drivers

Family Personal Accident ($80,000)

Additional Benefits

No Claim Discount (NCD) Protector
Protect your NCD from 10% NCD onwards

Waiver of Excess at ECICS Authorised Workshops
For the first claim,
0-20% NCD: $250 (with accident footage)
30% NCD & Above: $750

Comprehensive Family NCD Builder
Comprehensive
Third Party, Fire & Theft
Third Party Only

Optional Add-ons for Added Convenience

50% Buy Up NCD (BUN)
Jumpstart to enjoy 50% discount from 2nd year renewal onwards if no claims are made in the 1st year.
24/7 Roadside Assistance
Get help with non-accident breakdowns and towing in Singapore and Malaysia.
Loss of Use
Receive $50/day for up to 10 days during accident repairs.
Courtesy Car
Enjoy a rental car for up to 10 days during accident repairs.
Any Workshops

Repair your car at any workshop of your choice.
Medical Expenses +
Boost medical coverage by up to $1,700 more.
Personal Accident +
Increase personal accident cover by up to $100,000 more.
New for Old
Receive a brand-new replacement car if yours is declared a total loss within 24 months of its first registration.
Key Replacement Cover
Replace your car locks and keys in the event of theft or break-in.

Useful Information

Extra Care, Extra Mile

Minimise Out-of-Pocket Costs

Excess Protector: Drive Without Worry

With ECICS Excess Protector, you’ll be reimbursed for your motor insurance excess—from $500 up to $5,000—if you get into an accident. That means lower upfront liability and greater peace of mind.
Minimise Out-of-Pocket Costs

Excess Protector: Drive Without Worry

With ECICS Excess Protector, you’ll be reimbursed for your motor insurance excess—from $500 up to $5,000—if you get into an accident. That means lower upfront liability and greater peace of mind.
Making a claim Simple and hassle-free.



Claims Process & Support

We’re here when you need us most
Making a claim Simple and hassle-free.



Claims Process & Support

We’re here when you need us most

Trusted by People Like You

Time to Renew Your Car Policy?

Stay protected on the road with a quick and easy renewal process. Ensure continuous coverage for your car with our flexible, affordable options.

Renew today and drive with confidence!

Explore Our Other Insurance Plans

Frequently Asked Questions

What to do in the event of an accident?

Please remain calm and check that nobody is injured. If someone is injured, you will need to call the ambulance at 995 and police at 999 immediately. You must also not shift your vehicle from its original position.You can contact our accident-assistance support available on 24/7 at +65 6206 5588 (option 9).

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If a named driver comes out to purchase an entirely new policy with ECICS utilising his earned Family-NCD, can he continue to be named driver in the Family NCD policy and continue earning Family-NCD?

In the event that he utilise his earned Family-NCD to buy a new policy with us, he can still remain in the Family NCD policy as a named driver but he will not earn another Family-NCD. The Family-NCD can only be used once per policy per named driver.

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What is an “Unnamed Driver” in motor policy?

Unnamed Driver refers to someone who is not named under a private car policy.

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Who must be present and what documents are required for the accident reporting?

The driver involved in the accident must report personally, with a copy of the Driving License and NRIC, and the certificate of insurance to the Accident Reporting Centres. The vehicle must also be made available for photo-taking at the time of reporting.

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Can I include a named driver in my Private Motor Car insurance policy?

Yes, you can include as many named drivers as you want in your Private Motor Car insurance policy subject to underwriting and additional premium.

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