What is Motor Excess Protector?

Motor Excess Protector is a standalone policy that helps to reduce the insurance excess you have to pay in the event you need to make a motor claim.

Key Coverage & Benefits

Frequently Asked Questions

Do I need to buy ECICS Private Motor Car insurance policy in order to be eligible for ECICS Motor Excess Protector insurance?

No. You’re eligible as long as you have a valid motor insurance policy issued by any Singapore-licensed motor insurer.

This is some text inside of a div block.
What is a Motor Excess Protector insurance?

ECICS Motor Excess Protector Insurance reimburses the excess amount you are required to pay under your motor insurance policy when you make a claim. It helps reduce your out-of-pocket expenses after an accident.

This is some text inside of a div block.
Do I need to align the period of insurance for ECICS Motor Excess Protector Insurance policy with my motor insurance policy?

No, you can purchase ECICS Motor Excess Protector Insurance Policy any time. However, do note that there is a 14-day waiting period from the commencement date of policy. Coverage will only start after the 14-day waiting period.

This is some text inside of a div block.
Who is eligible to purchase ECICS Motor Excess Protector Insurance?

All Private Car, Commercial Vehicle or Private Hire drivers who own a valid motor insurance policy.

This is some text inside of a div block.
What if I change vehicle mid-term of policy?

Inform ECICS immediately and we will endorse your policy. Coverage for the new vehicle will commence after a 14-day waiting period from the date of notification.

This is some text inside of a div block.

Insurance Tips & Insights