What is Motor Excess Protector?

Motor Excess Protector is a standalone policy that helps to reduce the insurance excess you have to pay in the event you need to make a motor claim.

Key Coverage & Benefits

Frequently Asked Questions

Does the ECICS Motor Excess Protector Insurance cover additional young or inexperienced excess?

Yes, ECICS Motor Excess Protector Insurance covers Named Driver, Unnamed Driver or Young, Inexperienced or Elderly Excess. It does not cover excess for windscreen, sunroof or moonroof.

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Will my past motor insurance claims affect the premium?

Yes, your motor insurance claims history over the past 3 years will be taken into account and may affect your premium when you apply.

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Can I have more than 1 ECICS Motor Excess Protector Insurance policy?

Yes, you may own more than 1 Motor Excess Protector insurance policy provided that each Motor Excess Protector insurance policy covers 1 unique vehicle registration number.

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Why is there still a deductible?

The deductible helps to prevent frequent claims and encourages responsible use of the policy. It also keeps the overall premium more affordable for all policyholders.

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Can I register multiple vehicles under a single ECICS Motor Excess Protector Insurance policy?

No, each ECICS Motor Excess Protector Insurance Policy is meant to cover 1 vehicle at any one point in time. At the point of policy inception, you need to declare your vehicle registration number.

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