Autogarage Package

Autogarage Package with ECICS

Whether you operate a workshop, run a car dealership, or manage a garage, your business carries risks that a standard commercial policy does not cover, including vehicles in your care, customers' cars on your premises, and road risk for test drives.
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ECICS AutoGarage Package is a business insurance package for motor workshops and dealers in Singapore. It not only covers third party liability when vehicles are driven for motor trade purposes, it also covers loss or damage to contents in your premises due to fire, burglary and extraneous perils, business interruption, money in transit and in premises and public liability. You can also extend your cover to include damage to your customers’ vehicles while they are parked on your premises as a result of a covered event.
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Workshop insurance in Singapore is a practical and regulatory necessity for anyone operating in the motor trade. ECICS AutoGarage Package brings together the key covers your business needs into a single, manageable plan, reducing the complexity of insuring a motor trade operation in Singapore.

Fire & Extraneous Perils

Up to $500,000 on contents of every description excluding customer's vehicles and vehicles belonging to the Insured.

Motor Trade (Third Party Only)

Covers you and your named drivers' liability to the third party for damage to property (up to $500,000) and death or bodily injury (unlimited) in connection with your motor trade business.

Money

Up to $10,000 on money in premises and in transit anywhere in Singapore

Business Interruption

Daily benefit up to $300 per day. Max 100 days.

Burglary

Loss or damage to your contents due to theft by forcible entry and exit.

Personal Accident

Up to $30,000 on death / permanent disablement of named proprietor / partner / director.

Public Liability

Legal liability up to $1,000,000 anywhere in Singapore in connection with your business

Fire & Extraneous Perils

Extend coverage up to $2,000,000 on building and/or $200,000 on customer's vehicles stored within premises.

Plate Glass

Up to $50,000 coverage for accidental glass breakage within premises.

Demonstration Driving Extension

Coverage for trial drives conducted by named drivers or when accompanied by them.

What does the Motor Trade insurance cover?

It covers your legal liability to third parties in the event of accident caused by or arising out of the use of motor vehicles in connection with your motor trade business.

How do I get a quote?

Contact us at +65 6206 5588 (Mon - Fri excluding Public Holiday, 8:30am - 6:00pm) or write to us at customerservice@ecics.com.sg.

What are the excluded trades?

Some examples of excluded trades include: - Businesses involved in rental and leasing of cars. - Businesses involved in spray painting and hot works.

Are vehicles stored in my premises covered?

Vehicles belonging to you or your customers are not covered under the standard Autogarage Package Insurance policy. It is offered as an optional cover subject to underwriting and additional premium.

Does Autogarage Package Insurance cover demonstration and trial drives?

It is offered an an optional cover to motor traders who requires such coverage.

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