Key Coverage & Benefits

Home Modification and Smart Home Installation
Private Tutor Expenses
Mobility Aid Reimbursement
Daily Hospitalisation Allowance
Home Modification and Smart Home Installation
Up to $5K to install ramps, smart sensors, or child-safe fixtures
Private Tutor Expenses
Get up to $550 for home tuition after accident-related school leave
Mobility Aid Reimbursement
Claim up to $1K for walking aids, crutches, or wheelchairs
Daily Hospitalisation Allowance
Receive $60–$200 per day for hospital stays (up to 365 days)

We protect more than just you

Your Selected Coverage

Accidental Death

Permanent Disablement

Accidental Medical Reimbursement (Limit Any One Accident)

Traditional Chinese Medication and Chiropractor Treatment
(Limit Any One Period)

Daily Hospitalisation Allowance Per Day up to 365 Days

Mobility Aid Reimbursement
(Limit Any One Period)

Private Tutor Expenses
(Up to 6 months if confined at home for more than 30 days due to an Accident)

Home Modification and Smart Home Installation

Lump Sum Education Fund
(in the event of Accidental Death of the Policyholder or Policyholder's Spouse)

Payor Benefit
(in the event of Accidental Death of the Policyholder or Policyholder's Spouse)

PENGUIN
$20,000
$60,000
$2,000
$300
$60
$1,000
$250 per month
$1,500
$15,000
ZEBRA
$30,000
$90,000
$3,500
$450
$100
$1,000
$400 per month
$3,000
$35,000
ELEPHANT
$50,000
$150,000
$5,000
$600
$200
$1,000
$550 per month
$5,000
$50,000

Waives future premiums until your child reaches 21 years old

Footnote
Making a claim Simple and hassle-free.



Claims Process & Support

We’re here when you need us most
Making a claim Simple and hassle-free.



Claims Process & Support

We’re here when you need us most

Trusted by People Like You

John & Amita

We chose the Exclusive plan, It's worth the investment, especially with rising medical costs.

@Amita
Michelle

We've been using ECICS for our helper's insurance for 5 years. The claim process is smooth, and we sleep better knowing she's protected.

@james
James

We've been using ECICS for our helper's insurance for 5 years. The claim process is smooth, and we sleep better knowing she's protected.

@james
Ms. Lim

We've been using ECICS for our helper's insurance for 5 years. The claim process is smooth, and we sleep better knowing she's protected.

@Wendy

Trusted by People Like You

Explore Our Other Insurance Plans

Frequently Asked Questions

Does ECICS Personal Accident insurance cover minor injuries or outpatient treatments?

Yes. The policy covers outpatient medical expenses (including TCM and Chiropractor treatments) incurred up to your plan limit for injuries due to an accident.

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Who is eligible for ECICS Personal Accident Insurance?

The Insured Person must be: - a resident of Singapore who is permanently residing in Singapore; and - between 18 and 65 years old (both inclusive) at the time of application.

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What if my job falls in between Class 1 and Class 2?

Always select the higher risk occupation class if your job falls between two classes. This ensures you remain fully covered and avoids issues during claims assessment.

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Do I need to inform ECICS if I changed my job after applying for ECICS Personal Accident Insurance?

Yes. You must notify us if there are any change in circumstances during the period of insurance affecting the risk such as changes in occupation or country of residence.

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What is the definition of 'Child' under the family plan?

The natural child, legal step-child, legally adopted child or ward of the Policyholder who is age above one (1) month old and under twenty-one (21) years as at the time of the application for the Policy if the Insured Person was not enrolled in a tertiary institution as at that time. If the Insured Person was enrolled in a tertiary institution as at the time of the application for the Policy, he or she must be of an Age under twenty-five (25) years as at that time. The Insured Person must be unmarried as at the time of the application for the Policy and remains unmarried throughout the Period of Insurance.

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