Claims & Support

Private Car Insurance Claims & Support

Overview

If you're involved in a motor accident, ECICS is here to support you through a straightforward claims process. Acting fast and providing the necessary documents ensures your claims are processed smoothly and efficiently.

What to Do in the Event of an Accident?

Ensure Safety First

Stay calm and check that no one is injured. If someone is hurt, call:
‍
Ambulance: 995
Police: 999

Gather Important Information

Take down names, NRIC/FIN, phone numbers, addresses, and insurance details of all parties involved.

Snap clear photos/videos of the accident scene, vehicle damages, license plates, and surroundings.

Do not admit fault or discuss liability on site.

Refer any unsolicited offers (e.g., tow trucks, workshops, or legal services) to ECICS immediately.

Need a Tow or Advice?

Call our 24-hour accident helpline:
+65 6206 5588 (Option 9)

Or refer to our list of Authorised Workshops

đźš« Avoid accepting help from roadside touts offering free towing or rental car referrals these may compromise your claim.

When to Make a Police Report

You must file a police report if the accident involves:

- Government vehicle/property
- Foreign-registered vehicle
- Hit-and-run incidentS
- Stolen/vandalised vehicle
- Fire damage
- Pedestrians, cyclists, or PMD users

Injuries requiring hospitalisation or 3+ days MC

🛑 For accidents in Malaysia, a Malaysian police report is mandatory

Accident Reporting (Within 24 Hours or Next Working Day)

Bring your vehicle to any ECICS Authorised Workshop & Reporting Centre—even if no visible damage.

What to Bring:

NRIC & Driving License
Certificate of Insurance
Company Stamp
(If company-owned vehicle)
Authorisation Letter
(If company-owned vehicle)
Digital accident photos & in-car video footage

Windscreen Claims

For windscreen claim, please assist to fill up and submit the form below.
‍
Our Windscreen Glass Specialist will contact you shortly.

đź“‹ For criminal or vandalism-related claims, a police report is required.

Windscreen Claims

Please repair your windscreen at an ECICS Authorised Workshop. Call the workshop of your choice and they will help you file your claim and advise you accordingly.

Please fill up the Windscreen Claim Form

đź“‹ For criminal or vandalism-related claims, a police report is required.

Still Need Help?

Have questions or need further assistance with your Car Insurance Claim?

Call our hotline: +65 6206 5588

OR
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Thinking ahead? See how our Private Car Insurance protects what matters

Frequently Asked Questions

If I make a claim, will I automatically lose my NCD?

If there is a claim made under the policy, your NCD will be reduced as follows. Private Car Current NCD NCD after 1 Claim 50% 20% 40% 10% 30% and under 0% Motorcycle/Commercial Vehicle Current NCD NCD after 1 Claim 20%/15%/10% 0%

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Where can I make the accident report?

You can report the accident at any of our Authorised workshop that is also our appointed Accident Reporting Centres within 24 hours of the accident.

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Can I buy the Comprehensive Family NCD Builder Plan if the policyholder is not driving?

Yes, You can let us know that the insured is not driving during the purchase by indicating the Main driver details separately which the policy is being underwritten on.

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How do I add Family members to be eligible for Comprehensive Family NCD Builder Plan?

Just simply select our Comprehensive Family NCD Builder Plan during purchase and add your family members as named drivers.

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What is the time frame for me to report the accident?

Report the accident to us within 24 hours or by the next working day and our representatives will help you with the accident reporting.

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