Claims & Support

Private Car Insurance Claims & Support

Overview

If you're involved in a motor accident, ECICS is here to support you through a straightforward claims process. Acting fast and providing the necessary documents ensures your claims are processed smoothly and efficiently.

What to Do in the Event of an Accident?

Ensure Safety First

Stay calm and check that no one is injured. If someone is hurt, call:
‍
Ambulance: 995
Police: 999

Gather Important Information

Take down names, NRIC/FIN, phone numbers, addresses, and insurance details of all parties involved.

Snap clear photos/videos of the accident scene, vehicle damages, license plates, and surroundings.

Do not admit fault or discuss liability on site.

Refer any unsolicited offers (e.g., tow trucks, workshops, or legal services) to ECICS immediately.

Need a Tow or Advice?

Call our 24-hour accident helpline:
+65 6206 5588 (Option 9)

Or refer to our list of Authorised Workshops

đźš« Avoid accepting help from roadside touts offering free towing or rental car referrals these may compromise your claim.

When to Make a Police Report

You must file a police report if the accident involves:

- Government vehicle/property
- Foreign-registered vehicle
- Hit-and-run incidentS
- Stolen/vandalised vehicle
- Fire damage
- Pedestrians, cyclists, or PMD users

Injuries requiring hospitalisation or 3+ days MC

🛑 For accidents in Malaysia, a Malaysian police report is mandatory

Accident Reporting (Within 24 Hours or Next Working Day)

Bring your vehicle to any ECICS Authorised Workshop & Reporting Centre—even if no visible damage.

What to Bring:

NRIC & Driving License
Certificate of Insurance
Company Stamp
(If company-owned vehicle)
Authorisation Letter
(If company-owned vehicle)
Digital accident photos & in-car video footage

Windscreen Claims

For windscreen claim, please assist to fill up and submit the form below.
‍
Our Windscreen Glass Specialist will contact you shortly.

đź“‹ For criminal or vandalism-related claims, a police report is required.

Windscreen Claims

Please repair your windscreen at an ECICS Authorised Workshop. Call the workshop of your choice and they will help you file your claim and advise you accordingly.

Please fill up the Windscreen Claim Form

đź“‹ For criminal or vandalism-related claims, a police report is required.

Still Need Help?

Have questions or need further assistance with your Car Insurance Claim?

Call our hotline: +65 6206 5588

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Thinking ahead? See how our Private Car Insurance protects what matters

Frequently Asked Questions

Can I name a family member in more than one policy with ECICS on Comprehensive Family NCD Builder Plan?

Yes, so long as the driver has a valid driving license and fulfils our underwriting criteria as named driver, you can purchase this plan and add them as a named driver in the Comprehensive Family NCD Builder Plan.

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How do I make a windscreen claim?

Please repair your windscreen at an ECICS Authorised Workshop. Call the workshop of your choice and they will help you file your claim and advise you accordingly. Click HERE for a copy of the Windscreen claim form.If the windscreen claim is of criminal or vandalism-related, a police report must be made. A copy of the police report must be submitted to your choice ECICS Authorised Workshop.

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What is a No Claim Discount Protector (NCDP)?

A No Claim Discount Protector protects your NCD on renewal and allows you to make a claim under your policy without affecting your NCD. Without it, your NCD will be reduced should a claim be made under your policy.

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What if one of the Family NCD member had an accident on another vehicle not insured by ECICS or a different policy?

The Family-NCD will not be affected as it follows the policy's claim experience. However, his past accident history will be taken into consideration when the Family NCD member get a new quote from us.

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If I include a named driver in my private car policy, will my overall premium increase?

The premium of your car insurance policy is calculated based on the profiles of all the declared drivers including the named driver(s). Depending on the risk profiles of the drivers, the premium may remain the same, increase or decrease.

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