Claims & Support

Private Car Insurance Claims & Support

Overview

If you're involved in a motor accident, ECICS is here to support you through a straightforward claims process. Acting fast and providing the necessary documents ensures your claims are processed smoothly and efficiently.

What to Do in the Event of an Accident?

Ensure Safety First

Stay calm and check that no one is injured. If someone is hurt, call:
‍
Ambulance: 995
Police: 999

Gather Important Information

Take down names, NRIC/FIN, phone numbers, addresses, and insurance details of all parties involved.

Snap clear photos/videos of the accident scene, vehicle damages, license plates, and surroundings.

Do not admit fault or discuss liability on site.

Refer any unsolicited offers (e.g., tow trucks, workshops, or legal services) to ECICS immediately.

Need a Tow or Advice?

Call our 24-hour accident helpline:
+65 6206 5588 (Option 9)

Or refer to our list of Authorised Workshops

đźš« Avoid accepting help from roadside touts offering free towing or rental car referrals these may compromise your claim.

When to Make a Police Report

You must file a police report if the accident involves:

- Government vehicle/property
- Foreign-registered vehicle
- Hit-and-run incidentS
- Stolen/vandalised vehicle
- Fire damage
- Pedestrians, cyclists, or PMD users

Injuries requiring hospitalisation or 3+ days MC

🛑 For accidents in Malaysia, a Malaysian police report is mandatory

Accident Reporting (Within 24 Hours or Next Working Day)

Bring your vehicle to any ECICS Authorised Workshop & Reporting Centre—even if no visible damage.

What to Bring:

NRIC & Driving License
Certificate of Insurance
Company Stamp
(If company-owned vehicle)
Authorisation Letter
(If company-owned vehicle)
Digital accident photos & in-car video footage

Windscreen Claims

For windscreen claim, please assist to fill up and submit the form below.
‍
Our Windscreen Glass Specialist will contact you shortly.

đź“‹ For criminal or vandalism-related claims, a police report is required.

Windscreen Claims

Please repair your windscreen at an ECICS Authorised Workshop. Call the workshop of your choice and they will help you file your claim and advise you accordingly.

Please fill up the Windscreen Claim Form

đź“‹ For criminal or vandalism-related claims, a police report is required.

Still Need Help?

Have questions or need further assistance with your Car Insurance Claim?
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Thinking ahead? See how our Private Car Insurance protects what matters

Frequently Asked Questions

Can I claim against a foreign registered motorist?

It is advisable to make a claim on your own insurance policy. Making a claim against motorists from another country can turn out to be costly and time-consuming. If you are not at fault, your NCD will not be affected.

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What is an “Unnamed Driver” in motor policy?

Unnamed Driver refers to someone who is not named under a private car policy.

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If I sell my private car, will I get any refund?

If you sell your private car, you may inform us to cancel your policy. You can submit the request at customerservice@ecics.com.sg or call our mainline at +65 6206 5588 (Mon - Fri excluding Public Holiday, 8:30am - 6:00pm). Your Private Car policy refund is calculated according to the cancellation clause in your policy wording subject to no claims made against your policy.

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What is “Excess” in a motor policy?

Excess, also known as the deductible, is the first amount of the claim that the policyholder needs to bear in view of the claim.

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Are there any additional excess(es) imposed on Unnamed Drivers?

If your policy covers Unnamed Drivers, there are additional excess(es) for Unnamed Drivers and Unnamed Young or Inexperienced Drivers. Such additional excess(es) will be applicable on top of the standard policy excess. Please refer to your policy wording for more information.

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