Key Coverage & Benefits

Caregiver Benefit
Smart Home Modifications
Accidental Medical Reimbursement Benefit
Mobility Aid Benefits
Caregiver Benefit
Monthly allowance to help pay for caregiver services
Smart Home Modifications
Up to $5K to install ramps, grab bars, or anti-slip features
Accidental Medical Reimbursement Benefit
Covers up to $1.5K for outpatient care like TCM or chiropractor
Mobility Aid Benefits
Get up to $1K for wheelchairs, walking aids, or home mobility gear

We protect more than just you

Your Selected Coverage

Broken Bones & Burns Benefit

Permanent Disablement

Compassionate Accidental Death Benefits

Loss of Activities of Daily Living Benefit

Caregiver Benefit

Accidental Medical Reimbursement Benefit (Per Accident)

Mobility Aid Benefit

Ambulance Service Benefit (Limit Any One Period)

Smart Home Modification

CLASSIC
$10,000
$15,000
$5,000
$15,000
$10,000
$500
$250
$200
$1,500
DELUXE
$15,000
$20,000
$5,000
$20,000
$20,000
$1,000
$750
$200
$3,000
PREMIER
$20,000
$25,000
$5,000
$30,000
$30,000
$1,500
$1,000
$200
$5,000
Footnote
Making a claim Simple and hassle-free.



Claims Process & Support

We’re here when you need us most
Making a claim Simple and hassle-free.



Claims Process & Support

We’re here when you need us most

Trusted by People Like You

Michelle

We've been using ECICS for our helper's insurance for 5 years. The claim process is smooth, and we sleep better knowing she's protected.

@james
John & Amita

We chose the Exclusive plan, It's worth the investment, especially with rising medical costs.

@Amita
James

We've been using ECICS for our helper's insurance for 5 years. The claim process is smooth, and we sleep better knowing she's protected.

@james
Ms. Lim

We've been using ECICS for our helper's insurance for 5 years. The claim process is smooth, and we sleep better knowing she's protected.

@Wendy

Trusted by People Like You

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Frequently Asked Questions

Who is eligible for ECICS Personal Accident (Junior) Insurance?

The Insured Person must be: - the natural child, legal step-child, legally adopted child or ward of the Policyholder; and - age above 1 month old and under 21 years as at the time of the application for the Policy if the Insured Person was not enrolled in a tertiary institution as at that time. If the Insured Person was enrolled in a tertiary institution as at the time of the application for the Policy, he or she must be of an Age under 25 years as at that time; and - unmarried as at the time of the application for the Policy and remains unmarried throughout the Period of Insurance.

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What is the definition of 'Child' under the family plan?

The natural child, legal step-child, legally adopted child or ward of the Policyholder who is age above one (1) month old and under twenty-one (21) years as at the time of the application for the Policy if the Insured Person was not enrolled in a tertiary institution as at that time. If the Insured Person was enrolled in a tertiary institution as at the time of the application for the Policy, he or she must be of an Age under twenty-five (25) years as at that time. The Insured Person must be unmarried as at the time of the application for the Policy and remains unmarried throughout the Period of Insurance.

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What makes ECICS Personal Accident (Senior) Insurance suitable for seniors?

ECICS Personal Accident (Senior) Insurance is specially designed for seniors, offering benefits such as coverage for broken bones and burns, support for loss of daily living activities, and smart home modification assistance in the event of permanent total disablement.

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Can I 'free-look' the policy?

Yes, if you change your mind after the policy is issued, please write to us within 14 days from the date of receipt of the policy. We will refund you in full subject to no claims made under the policy.

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Does the premium vary based on age?

The premium is determined by the plan you choose, not by your age.

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