Key Coverage & Benefits

Caregiver Benefit
Smart Home Modifications
Accidental Medical Reimbursement Benefit
Mobility Aid Benefits
Caregiver Benefit
Monthly allowance to help pay for caregiver services
Smart Home Modifications
Up to $5K to install ramps, grab bars, or anti-slip features
Accidental Medical Reimbursement Benefit
Covers up to $1.5K for outpatient care like TCM or chiropractor
Mobility Aid Benefits
Get up to $1K for wheelchairs, walking aids, or home mobility gear

We protect more than just you

Your Selected Coverage

Broken Bones & Burns Benefit

Permanent Disablement

Compassionate Accidental Death Benefits

Loss of Activities of Daily Living Benefit

Caregiver Benefit

Accidental Medical Reimbursement Benefit (Per Accident)

Mobility Aid Benefit

Ambulance Service Benefit (Limit Any One Period)

Smart Home Modification

CLASSIC
$10,000
$15,000
$5,000
$15,000
$10,000
$500
$250
$200
$1,500
DELUXE
$15,000
$20,000
$5,000
$20,000
$20,000
$1,000
$750
$200
$3,000
PREMIER
$20,000
$25,000
$5,000
$30,000
$30,000
$1,500
$1,000
$200
$5,000
Footnote
Making a claim Simple and hassle-free.



Claims Process & Support

We’re here when you need us most
Making a claim Simple and hassle-free.



Claims Process & Support

We’re here when you need us most

Trusted by People Like You

John & Amita

We chose the Exclusive plan, It's worth the investment, especially with rising medical costs.

@Amita
Ms. Lim

We've been using ECICS for our helper's insurance for 5 years. The claim process is smooth, and we sleep better knowing she's protected.

@Wendy
James

We've been using ECICS for our helper's insurance for 5 years. The claim process is smooth, and we sleep better knowing she's protected.

@james
Michelle

We've been using ECICS for our helper's insurance for 5 years. The claim process is smooth, and we sleep better knowing she's protected.

@james

Trusted by People Like You

Explore Our Other Insurance Plans

Frequently Asked Questions

Who is eligible for ECICS Personal Accident Insurance?

The Insured Person must be: - a resident of Singapore who is permanently residing in Singapore; and - between 18 and 65 years old (both inclusive) at the time of application.

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What if my job falls in between Class 1 and Class 2?

Always select the higher risk occupation class if your job falls between two classes. This ensures you remain fully covered and avoids issues during claims assessment.

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Does my occupation affect my premium?

Yes, our premiums are dependent on the Insured Person's occupation class. Class 1: Professionals/persons engaged in indoor & non-manual work in non-hazardous places. Examples: Accountant, Banker/Finance Officer, Lawyer, IT Professional, Teacher. Class 2: Professionals/persons engaged in work of an outdoor or supervisory nature or involved occasionally in manual work whose duties do not involve the use of tools or machinery or exposure to any special hazard. Examples: Property Agent, Sales Executive, Nurse, Chef, Physiotherapist. Class 3: Professionals/persons engaged in manual work, involving the use of tools or machinery but not of a particularly hazardous nature. Examples: Electrician, Car Mechanic, Commercial Driver, Gardener, Painter.

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Who is eligible for ECICS Personal Accident (Elderly) Insurance?

The Insured Person must be: - a resident of Singapore who is permanently residing in Singapore; and - between 40 and 75 years old (both inclusive) at the time of application.

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Do I have to go for a medical checkup before applying for ECICS Personal Accident insurance policy?

No, you do not need to go for a medical checkup but you will need to declare that you are in good health and free from physical or mental defect or infirmity or disease.

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