Key Coverage & Benefits

Caregiver Benefit
Smart Home Modifications
Accidental Medical Reimbursement Benefit
Mobility Aid Benefits
Caregiver Benefit
Monthly allowance to help pay for caregiver services
Smart Home Modifications
Up to $5K to install ramps, grab bars, or anti-slip features
Accidental Medical Reimbursement Benefit
Covers up to $1.5K for outpatient care like TCM or chiropractor
Mobility Aid Benefits
Get up to $1K for wheelchairs, walking aids, or home mobility gear

We protect more than just you

Your Selected Coverage

Broken Bones & Burns Benefit

Permanent Disablement

Compassionate Accidental Death Benefits

Loss of Activities of Daily Living Benefit

Caregiver Benefit

Accidental Medical Reimbursement Benefit (Per Accident)

Mobility Aid Benefit

Ambulance Service Benefit (Limit Any One Period)

Smart Home Modification

CLASSIC
$10,000
$15,000
$5,000
$15,000
$10,000
$500
$250
$200
$1,500
DELUXE
$15,000
$20,000
$5,000
$20,000
$20,000
$1,000
$750
$200
$3,000
PREMIER
$20,000
$25,000
$5,000
$30,000
$30,000
$1,500
$1,000
$200
$5,000
Footnote
Making a claim Simple and hassle-free.



Claims Process & Support

We’re here when you need us most
Making a claim Simple and hassle-free.



Claims Process & Support

We’re here when you need us most

Trusted by People Like You

Michelle

We've been using ECICS for our helper's insurance for 5 years. The claim process is smooth, and we sleep better knowing she's protected.

@james
James

We've been using ECICS for our helper's insurance for 5 years. The claim process is smooth, and we sleep better knowing she's protected.

@james
John & Amita

We chose the Exclusive plan, It's worth the investment, especially with rising medical costs.

@Amita
Ms. Lim

We've been using ECICS for our helper's insurance for 5 years. The claim process is smooth, and we sleep better knowing she's protected.

@Wendy

Trusted by People Like You

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Frequently Asked Questions

Do I have to go for a medical checkup before applying for ECICS Personal Accident insurance policy?

No, you do not need to go for a medical checkup but you will need to declare that you are in good health and free from physical or mental defect or infirmity or disease.

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Who is eligible for ECICS Personal Accident (Elderly) Insurance?

The Insured Person must be: - a resident of Singapore who is permanently residing in Singapore; and - between 40 and 75 years old (both inclusive) at the time of application.

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Can I 'free-look' the policy?

Yes, if you change your mind after the policy is issued, please write to us within 14 days from the date of receipt of the policy. We will refund you in full subject to no claims made under the policy.

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Does ECICS Personal Accident insurance cover minor injuries or outpatient treatments?

Yes. The policy covers outpatient medical expenses (including TCM and Chiropractor treatments) incurred up to your plan limit for injuries due to an accident.

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Are there any excluded occupations?

Yes, the following occupations or activities are excluded: - Pilots, aircrew or any occupation involving aviation activities - Full-time military personnel - Police force personnel - Fire fighters - Construction / unskilled workers - Ship crew or workers on board vessels, oil and gas rig workers, offshore workers, stevedores, shipbreakers - Welding - Professional sports teams - Work involving height (exceeding 30 feet above ground or floor level) and/or works underground and/or travel beyond normal speed on land and/or handling of hazardous chemical / electricity - Use of Woodworking tools and machineries - Professional divers and jockeys - Crane Operators

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