Whether you are navigating through CBD traffic on a weekday or riding along East Coast Park on the weekend, riding a motorcycle in Singapore provides you with freedom, speed, and convenience. However, with freedom comes risk and responsibility.
Motorcycle insurance is not only a legal requirement in Singapore; it also serves as a financial and legal safety net in the event of an accident, theft, or property damage. Not all policies are the same.
So before you start the engine, here is what you need to know about motorcycle insurance in Singapore - what it covers, how to save money on your policy, and the way ECICS reputably supports riders like you.
Yes, under the Motor Vehicles (Third-Party Risks and Compensation) Act, all motorbike owners must have at least Third Party insurance before hitting the road.
If you're caught without valid coverage, you risk:
But beyond the legal aspect, insurance protects you — financially and emotionally — when things go wrong.
There are three main types of motorcycle insurance policies. Each serves a different purpose, and your choice depends on your usage, budget, and risk appetite.
Covers: Damage or injury to others (third parties)
Does not cover: Damage to your own bike or personal injuries
✅ Cheapest option
❌ No protection for your own losses
Best for: Older motorcycles, low-value bikes, or cost-conscious riders
Covers:
❌ Still doesn’t cover own damage from accidents
Best for: Riders who park in public areas, or areas with higher theft risks
Covers everything:
✅ Peace of mind for daily riders
✅ Includes optional add-ons (e.g. helmet cover, flood protection)
❌ Slightly higher premiums
Best for: New bikes, full-time riders, delivery professionals, or anyone who values full protection
Your motorcycle insurance cost depends on several factors in Singapore, including:
💡 Tip: Want to lower your premium? Park your bike in secure places, maintain a clean record, and choose only the coverage you truly need.
At ECICS, we recognize that a motorcycle is more than just transport — it can be your daily connection, your weekend getaway, or even your way of earning a living.
That's why we have motorcycle insurance plans with:
✅ Fair and transparent pricing – no hidden charges
✅ Fast claims support – local team ready to help you when it's needed most
✅ Options to cater for all sorts of needs – coverage, riders, excess levels
✅ Delivery riders are covered – yes, we cover the commercial rider too
🏍️ Whether you are a first-time rider or a daily commuter, ECICS is here to help you have a safe and stress-free ride.
📌 Find the right motorcycle insurance plan for your needs → (Insert actual ECICS product link)
Riding is about control — and so is choosing the right insurance. Don’t wait until a crash to find out you’re underinsured.
Acquiring the right motorcycle insurance in Singapore is about more than simply meeting a legal requirement. It's about safeguarding yourself, your ride and your financial position in the event of the unexpected. Whether you ride for convenience, for work, or simply because you enjoy being on two wheels, let ECICS be your go-to insurance partner in every ride.
Get a quote. Ask questions. Ride with confidence.
Because your peace of mind is just as valuable as your horsepower.