Non-Motor Excess Protector with ECICS

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ECICS Non-Motor Excess Protector reimburses that excess, so the deductible on a claim does not become an unexpected cost for your business.
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You can tailor the level of protection to the fire, engineering, and liability policies you hold, with cover available for a single year or for the duration of a project. You do not even need to be an ECICS policyholder, any valid policy from a Singapore-licensed insurer qualifies.
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For businesses that want to keep claim costs predictable, ECICS Non-Motor Excess Protector is a straightforward way to cover the insurance excess you would otherwise pay out of pocket.

What is Non-Motor Excess Protector?

Non-Motor Excess Protector is a standalone policy that helps to reduce the insurance excess you have to pay in the event you need to make any non-motor claim, such as those related to property and engineering insurance.

Key Coverage & Benefits

Customizable Coverage
Choose the level of coverage that best suits your specific needs. Get coverage for a wide range of non-motor policies, including fire, engineering, and liability.
Flexible Duration
Get covered for 1 year or for the entire period of your project.

How Does It Work?

We put an end to uncertainty for you

Excess Protector Insurance gives you more than just the basics

Pay your excess

as required

Frequently Asked Questions

What is a Non-Motor Excess Protector insurance?

ECICS Non-Motor Excess Protector Insurance reimburses the excess amount you are required to pay under your non-motor insurance policy when you make a claim. This includes, but is not limited to, policies such as Fire, Public Liability, and Contractors All Risks insurance.

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Can I claim from ECICS Non-Motor Excess Protector Insurance if my insurance claim is below the policy excess?

In the event of any loss or damage, your insurer for your primary insurance policy must have paid out a claim amount higher than your policy excess in order to seek reimbursement on the excess from your ECICS Non-Motor Excess Protector Insurance Policy. If the claim amount paid out is lower than your policy excess, you will not be able to seek reimbursement from your ECICS Non-Motor Excess Protector Insurance Policy.

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How do I get a quote?

Contact us at +65 6206 5588 (Mon - Fri excluding Public Holiday, 9:00am - 6:00pm) or write to us at customerservice​@ecics.com.sg.

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Why is there still a deductible?

The deductible helps to prevent frequent claims and encourages responsible use of the policy. It also keeps the overall premium more affordable for all policyholders.

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How does the deductible work?

The deductible is the amount payable by you for each and every claim made against the policy.

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