Buy Domestic Helper Insurance Online Today

Comprehensive coverage for your helper with cashless hospitalisation, 90-day refund guarantee & pre-existing conditions covered.
90-Day, 100% Refund
Longest Hospital Cash Coverage
4.8 Google Rating
Covers Pre-existing Conditions
Comprehensive Hospitalisation Coverage
4.8 Google Rating
One of Singapore's top-rated insurance providers.
90-Day, 100% Refund
Cancel within 90 days for a full refund, credited to your next policy.
Longest Hospital Cash Coverage
Up to $55/day combining wages, levy, and hospitalisation benefits.
Comprehensive Hospitalisation Coverage
Covers 90 days pre- and post-hospitalisation, including COVID-19 treatment.
Covers Pre-existing Conditions
Covers pre-existing conditions after 12 months with the same employer.

Types of Plans

CLASSIC
Essential MOM-compliant coverage
$60,000/year hospital and surgical coverage
Up to $1,500 for accidental medical expenses
Up to $30/day wages and levy reimbursement
$15/day hospital benefit (up to 90 days)
$10,000 domestic helper liability
Recommended
DELUXE
Enhanced protection with higher coverage
$70,000/year hospital and surgical coverage
Up to $2,000 for accidental medical expenses
Up to $30/day wages and levy reimbursement
$20/day hospital benefit (up to 90 days)
$10,000 domestic helper liability
EXCLUSIVE
Comprehensive protection with exclusive benefits
$80,000/year hospital and surgical coverage
Up to $2,500 for accidental medical expenses
Up to $30/day wages and levy reimbursement
$25/day hospital benefit (up to 90 days)
$10,000 domestic helper liability

Hospitalisation & Surgical Expenses
(Includes COVID-19, Pre / Post Treatment)

First $15,000, no co-payment
$15,001 onwards, 25% paid by Employer/75% paid by ECICS

Personal Accident Coverage
(Includes Death, Permanent Disablement & Accidental Medical Expenses)

Daily Hospitalisation Benefit
(Worldwide, up to 90 days)

Wages & Levy Reimbursement
(During Hospital Stay, up to 90 days)

Domestic Helper’s Liability
(Third-party damages/injury)

Letter of Guarantee to Ministry of Manpower (MOM)

CLASSIC
$60,000/year
Up to $60,000
(Up to $1,500 for Accidental Medical Expenses)
$15/day
Up to $30/day
$10,000
$5,000
DELUXE
$70,000/year
Up to $65,000
(Up to $2,000 for Accidental Medical Expenses)
$20/day
Up to $30/day
$10,000
$5,000
EXCLUSIVE
$80,000/year
Up to $70,000
(Up to $2,500 for Accidental Medical Expenses)
$25/day
Up to $30/day
$10,000
$5,000

Types of Plans

Hospitalisation & Surgical Expenses
(Includes COVID-19, Pre / Post Treatment)

First $15,000, no co-payment
$15,001 onwards, 25% paid by Employer/75% paid by ECICS

Personal Accident Coverage
(Includes Death, Permanent Disablement & Accidental Medical Expenses)

Daily Hospitalisation Benefit
(Worldwide, up to 90 days)

Wages & Levy Reimbursement
(During Hospital Stay, up to 90 days)

Domestic Helper’s Liability
(Third-party damages/injury)

Letter of Guarantee to Ministry of Manpower (MOM)

CLASSIC
$60,000/year
Up to $60,000
(Up to $1,500 for Accidental Medical Expenses)
$15/day
Up to $30/day
$10,000
$5,000
DELUXE
$70,000/year
Up to $65,000
(Up to $2,000 for Accidental Medical Expenses)
$20/day
Up to $30/day
$10,000
$5,000
EXCLUSIVE
$80,000/year
Up to $70,000
(Up to $2,500 for Accidental Medical Expenses)
$25/day
Up to $30/day
$10,000
$5,000

Add More Ease to Your Plan

Waiver of Counter Indemnity
Reduce your liability from $5,000 to just $250 in the event of a security bond breach.
Outpatient Medical Expenses Rider
Cover your maid’s outpatient treatments for illnesses—not just accidents. (Available for maids aged 50 and below.)
Waiver of Co-Payment Payable by Employer
Let us take care of the full hospitalization bill—no co-payment required. (Available for maids aged 50 and below.)

Useful Information

Panel of Doctors

Find a clinic near you for your maid's medical care.

We've partnered with Fullerton Health to bring you a trusted network of clinics across Singapore. Whether it’s a medical consultation or treatment, our panel of clinics ensures accessible, reliable, and quality healthcare services for your domestic helper - giving you peace of mind and care you can count on.

Panel of Doctors

Find a clinic near you for your maid's medical consultation or treatment.

Our trusted panel of clinics across Singapore provides accessible and reliable healthcare services for domestic helpers.

Trusted by People Like You

Trusted by People Like You

Michelle

We've been using ECICS for our helper's insurance for 5 years. The claim process is smooth, and we sleep better knowing she's protected.

@james
John & Amita

We chose the Exclusive plan, It's worth the investment, especially with rising medical costs.

@Amita
James

We've been using ECICS for our helper's insurance for 5 years. The claim process is smooth, and we sleep better knowing she's protected.

@james
Ms. Lim

We've been using ECICS for our helper's insurance for 5 years. The claim process is smooth, and we sleep better knowing she's protected.

@Wendy

Explore Our Other Insurance Plans

Frequently Asked Questions

What is the difference between Outpatient Medical Expenses (For Accident) and Hospital & Surgical Expenses?

• Outpatient Medical Expenses (For Accident) cover medical bills for outpatient treatments that arise solely from Accident. For example, your FDW accidentally scalds her hand while cooking and requires dressing for the burn.• Hospital & Surgical Expenses cover inpatient medical bills for treatments related to both accidents and illnesses.

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What happens to my policy if my FDW is returning to her home country and not coming back?

You will need to cancel her work permit to stop your levy and ensure that you keep a copy of her travel ticket or departure itinerary as proof. MOM will proceed to discharge the Security Bond after verifying that your FDW has left and did not re-enter Singapore. Upon discharge, you may proceed to request for policy cancellation.

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Can I purchase only the $5,000 Security Bond without the accompanying insurance?

No. The Security Bond is included in our Enhanced MaidAssure along with MOM’s minimum medical and personal accident insurance as a package. We do not offer just the Security Bond.

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What are the payment methods available?

We accept payment via Visa/Master Retail Debit or Credit Card online.

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What is MOM's Enhanced Medical Insurance Requirements?

To implement for MI policies, renewals or extensions with start date effective from:

1 July 2023 (Stage 1)

• Introduction of a co-payment element* for employers and insurers for amounts above $15,000, up to an annual claim limit of at least $60,000

1 July 2025 (Stage 2)

• Standardisation of allowable exclusion clauses

• Introduction of age-differentiated premiums for those aged 50 and below, and those aged above 50

• Requirement for insurers to reimburse hospitals directly upon the admissibility of the claim

Please visit MOM's website here for more information on the MI enhancements.

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