Motor & EV

Why Electric Vehicle Owners in Singapore Should Choose ECICS Motor Insurance for Their EV

ECICS
October 10, 2025

If you've recently acquired an electric vehicle (EV) in Singapore, it can be thrilling. You are joining a particular trend of more environmentally-conscious individuals, enjoying a quiet drive, operating costs that are lower, and the latest in technology.

However, the risks of owning an electric vehicle are not usual, and not all insurers will cover them. That is where ECICS motor insurance comes in. 

ECICS provides vehicle insurance coverage for Tesla and other electric vehicles. One in three Tesla owners in Singapore is insured with ECICS, and it is benefits specific to electric vehicle owners and positions (POEMS) that distinguish ECICS from their competitors. 

What Makes EV Insurance Different? 

Electric vehicles have features that are typically not recognized by regular motor insurance, like their autonomous driving functions, battery damage, charging equipment issues and specialist EV repairs. Insurance policies must address this. 

By offering extensive coverage that provides: 

Damage to your private EV charger (up to S$10,000), and liability coverage in the event your private EV charger injures someone or damages third party property (up to S$100,000).

Lifestyle Perks that Make a Difference 

For a large number of EV owners, driving is more than just getting from A to B. It a way of life which is why ECICS provides lifestyle talk and perks: 

  • A 10% discount for three months at Charge + public charging stations or, one month free on a Nano-tier subscription when you insure your EV with ECICS 
  • Tesla owners get fractional shares of Tesla when they buy or renew a Tesla Motor Insurance policy with ECICS, available until 31 December 2025

While may seem frivolous, this isn't something you take advantage of - these are recognition for smart lifestyle choices and how ECICS value further enhances your EV journey. 

How ECICS Coverage Compares 

Here’s a sneak peek of what’s included when you insure your EV with ECICS: 

  • Comprehensive coverage for damage to your EV and liability to third-parties 
  • Free personal accident coverage of up to S$50,000 for you or named drivers 
  • Excess waiver, up to S$750, when dashcam footage is supplied and NCD is more than 30%

Crucially for EV owners, ECICS covers LTA-approved autonomous driving functions and private charger damage via EV-specific policy extensions as part of their motor insurance plan, which are usually not automatically covered by many other insurers.

Real-Life Situations Where ECICS Can Help 

Picture these possible scenarios: 

  1. Floodwater causes a short circuit, damaging the vehicle’s electrical components; covered for the cost of repair or replacement up to the market value of the car.  
  2. Fire from your private EV charger damages your neighbour’s property; covered up to $100,000.  
  3. As a Tesla owner, you claim the 'reward' Tesla fractional shares while enjoying blitz claims and lifestyle benefits. 

Why This Matters for You 

The electric vehicle (EV) landscape in Singapore is rapidly evolving. LTA expects that 100% of HDB estates will include a charger by the end of 2025, for example, and EV sales contributed to 40% of new car registrations in Q1 2025. 

With increases in growth come new risks too, for instance, battery fires, expensive repairs, liability risks of potential charging, and increased premiums.  

ECICS fills this gap with smart, lifestyle-aligned insurance across the realities of EV living. Whether you primarily charge at home vs in public, and how many family members may drive the EV like others or share prolonged driving experiences together. 

It won’t change your insurance coverage, and no matter what EV you own or charge, ECICS will keep you covered and give you access to exclusive perks you won’t find anywhere else! 

How to Get Your EV Insured with ECICS Motor Insurance 

It’s straightforward: 

  1. Visit the official ECICS Motor Insurance page
  1. Input your vehicle details 
  1. Choose coverage period
  1. Participate in Charge+ promotion or claim your Tesla fractional shares (if eligible)
  1. Get your policy digitally and enjoy fast setup, premium discounts like 15% off when you use "SPECIAL15", and local claims support.

Real Feedback from Singapore EV Owners

ECICS receives rave reviews, 4.8 stars on Google based on real user experiences across the island. Their seamless quoting platform, excellent workshop flexibility, and customer-first mindset resonate with both EV and standard car owners. 

Take Charge of Your EV Protection Today

Having an electric vehicle in Singapore means you enjoy more sustainable, modern living, but it also comes with new battery safety, charging liability, and repair costs.  

ECICS Motor Insurance covers you with more than just insurance; customized protection, intelligent perks, and assurance while navigating your EV lifestyle.  

Let’s insure your EV! 

🔗 Click here to explore ECICS Motor Insurance and get a quote today

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