Key Coverage & Benefits - Private Car Insurance & Motor Insurance Singapore

Our comprehensive car insurance singapore plans deliver complete protection with customisable options to match your needs and budget. Compare motorcar insurance coverage and enjoy exclusive car insurance promotion offers.
Excess Waiver with In-Car Camera footage with repair at Authorized Workshops
Your Choice of Workshop
Unique feature of ECICS
NCD Protector Recognition when you switch
Lifetime Repair Guarantee
Personal Accident Coverage
Unique feature of ECICS
NCD Protector for NCD 10% and above
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Electric Vehicle Benefits

$100,000 Third Party Liability Coverage on Designated and Private Electric Charger
Legal liability arising out of the use of your private electric charger.
$10,000 Coverage for Private Electric Charger
Protect your private electric charger against fire, explosion, theft and natural disasters.
Add-on 24/7 Roadside Assistance Benefit
Towing to the nearest charging station if your vehicle runs out of battery anywhere in Singapore or Malaysia.

Types of Plans

Recommended
Comprehensive Family NCD Builder
Loss or damage to your vehicle from accidental causes
(Up to market value at time of loss or damage)
Loss or damage to your vehicle due to fire or theft
‍(Up to market value at time of loss or damage)
Up to $5,000,000 liability to third party for damage to property
Unlimited liability to third party for death or bodily injury
Family Personal Accident
‍($80,000)
Waiver of Excess at ECICS Authorised Workshops
For the first claim,0-20% NCD: $250 (with accident footage)
30% NCD & Above: $750
Comprehensive
Loss or damage to your vehicle from accidental causes
(Up to market value at time of loss or damage)
Loss or damage to your vehicle due to fire or theft
‍(Up to market value at time of loss or damage)
Up to $5,000,000 liability to third party for damage to property
Unlimited liability to third party for death or bodily injury
Family Personal Accident
‍($80,000)
Waiver of Excess at ECICS Authorised Workshops
For the first claim,0-20% NCD: $250 (with accident footage)
30% NCD & Above: $750
Third Party, Fire & Theft
Loss or damage to your vehicle from accidental causes
(Up to market value at time of loss or damage)
Loss or damage to your vehicle due to fire or theft
‍(Up to market value at time of loss or damage)
Up to $5,000,000 liability to third party for damage to property
Unlimited liability to third party for death or bodily injury
Family Personal Accident
‍($80,000)
Waiver of Excess at ECICS Authorised Workshops
For the first claim,0-20% NCD: $250 (with accident footage)
30% NCD & Above: $750
Third Party Only
Loss or damage to your vehicle from accidental causes
(Up to market value at time of loss or damage)
Loss or damage to your vehicle due to fire or theft
‍(Up to market value at time of loss or damage)
Up to $5,000,000 liability to third party for damage to property
Unlimited liability to third party for death or bodily injury
Family Personal Accident
‍($80,000)
Waiver of Excess at ECICS Authorised Workshops
For the first claim,0-20% NCD: $250 (with accident footage)
30% NCD & Above: $750

Loss or damage to your vehicle from accidental causes
(Up to market value at time of loss or damage)

Loss or damage to your vehicle due to fire or theft
‍(Up to market value at time of loss or damage)

Liability to third party for damage to property
(Up to $5,000,000)

Liability to third party for death or bodily injury (Unlimited)

Personal Accident benefits for insured / named driver
(Up to $50,000)

Medical Expenses for insured / authorised driver / passenger
(Up to $500 each)

Unlimited Windscreen / Sunroof / Moonroof cover

Build Family-NCD discounts for your Named Drivers

Family Personal Accident
‍($80,000)

Child Seat Cover
‍(Up to $300)

Additional Benefits

No Claim Discount (NCD) Protector
Protect your NCD from 10% NCD onwards

Waiver of Excess at ECICS Authorised Workshops
For the first claim,
‍0-20% NCD: $250 (with accident footage)
30% NCD & Above: $750

Comprehensive Family NCD Builder
Comprehensive
Third Party, Fire & Theft
Third Party Only

Optional Add-ons for Added Convenience

50% Buy Up NCD (BUN)
Jumpstart to enjoy 50% discount from 2nd year renewal onwards if no claims are made in the 1st year.
24/7 Roadside Assistance
Get help with non-accident breakdowns and towing in Singapore and Malaysia.
Loss of Use
Receive $50/day for up to 10 days during accident repairs.
Courtesy Car
Enjoy a rental car for up to 10 days during accident repairs.
Any Workshops

Repair your car at any workshop of your choice.
Medical Expenses +
Boost medical coverage by up to $1,700 more.
Personal Accident +
Increase personal accident cover by up to $100,000 more.
New for Old
Receive a brand-new replacement car if yours is declared a total loss within 24 months of its first registration.
Key Replacement Cover
Replace your car locks and keys in the event of theft or break-in.
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Useful Information

Policy Wording
Authorized Workshop Listing
Private Motor Brochure

Authorised Workshop Listing

View Authorised Workshops

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Stay protected on the road with a quick and easy renewal process. Ensure continuous coverage for your car with our flexible, affordable options.

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Making a claim Simple and hassle-free.



Claims Process & Support

We’re here when you need us most
See All Claims & Support
Making a claim Simple and hassle-free.



Claims Process & Support

We’re here when you need us most
See All Claims & Support

Frequently Asked Questions

If I include a named driver in my private car policy, will my overall premium increase?

The premium of your car insurance policy is calculated based on the profiles of all the declared drivers including the named driver(s). Depending on the risk profiles of the drivers, the premium may remain the same, increase or decrease.

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What happens if the policy is cancelled?

The moment the policy has lapsed/ceased, the Family NCD benefit will likewise cease. All earned Family-NCD will be forfeited. However, we understand that there could be various reasons why customers may temporarily not own a car therefore do consult us to see how we can help.

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What to do in the event of an accident?

Please remain calm and check that nobody is injured. If someone is injured, you will need to call the ambulance at 995 and police at 999 immediately. You must also not shift your vehicle from its original position.You can contact our accident-assistance support available on 24/7 at +65 6206 5588 (option 9).

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How can I enjoy the benefits of No Claim Discount Protector (NCDP)?

With ECICS, all Private Motor Car insurance policy comes with a complimentary No Claim Discount Protector. It is free for our customers as long as you have NCD 10% and above.

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What is the time frame for me to report the accident?

Report the accident to us within 24 hours or by the next working day and our representatives will help you with the accident reporting.

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Explore Our Other Insurance Plans

Motor Excess Protector

Reimbursement of excess paid under your motor insurance policy
Find Out More →

Home Contents Insurance

Enjoy peace of mind knowing your home, belongings, and personal liability are covered—only with ECICS Home Contents Insurance.
Find Out More →

Personal Accident - Children

You can be fully assured of your child’s living benefits in event of a serious accident resulting in permanent disability and quickly get them back on their feet.
Find Out More →

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